Anusuya Gedam, India
Anusaya Gedam comes from a very poor community in Nagpur, India. She was married at the age of seventeen to an unskilled worker. They lived in a one-room house with no electricity, no running water, and no toilet facilities. Within one year Anusaya gave birth to a son, but as her husband was earning only Rs500 (US$15) per month, the family could only afford to eat once or twice a day. Anusaya began working in a tailor shop to learn stitching, but they paid no stipend to her because she was unskilled. Anusaya and her husband had additional children, and her first daughter stayed home from school to take care of the younger children.

In 1990, two women workers from the Community Development Society visited Anusaya and encouraged her to start a small business. In December she took her first loan of Rs. 2000 (US$70) and began to sell children's clothes in a local bazaar. The CDS training seminars helped her learn the basic principles of running and managing her business. Anusaya began earning Rs300-400 (US$8-11) per month and deposited Rs100 (US$3) every month in a savings account. In 1992, with her second loan of Rs5000 (US$139), she bought a sewing machine and cloth. In 1994, she took her third and final loan to again expand her business. Anusaya's sixteen year old son helps her in her shop along with her husband and one female employee.

All four of her children now attend school. She has constructed a good house with two rooms, a kitchen, a toilet, and electricity. She is able to provide better food, clothing, and school books for her children.

Name of microfinance programme: Community Development Society
Source: Microcredit Summit 1997 - Institutional Profiles.

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