Hogbessi Ametohum, Togo
Hogbessi Ametohum and her husband are subsistence farmers in a small village in Togo. They have five children, the youngest of which is three years old. The instable climate of their area left the output of their small plot of land very limited. Madame Ametohum began to process manioc that she would buy from other producers, in order to provide for her family. The family's total revenue was around US$80 per year.

In 1995, an economic and social interest group, with the aid of FUCEC-TOGO came to Madame Ametohum's village. She joined a group and received her first loan of US$20, Instead of processing 24 m2 of manioc, she was able to process 96m2, four times the amount Gom before her loan.

After four months, Madame Ametohum had quadrupled her credit. Her family is able to live and eat better, quantitatively and qualitatively.

Name of microfinance programme: Federation des Unions Cooperatives des Epargne et de Credit du Fogo-Togo (FUCEC)
Source: Microcredit Summit 1997 - Institutional Profiles.

Hari Srinivas - hsrinivas@gdrc.org
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