The Credit Road Map

Patrick Ritchie

The Credit Road MapThe book educates the reader about the world of credit through short stories and examples that illustrate the facts of the credit world. It was designed to be an informative, yet interesting read. The author has been teaching and researching the world of credit for the past five years, and is based on his experiences in the banking industry.

The book has been well received and is nominated for the 2007 Pulitzer Prize in non-fiction and the J. Anthony Lukas Book Prize (for a book on a current social concern). The book is very useful in the classroom when teaching about credit, personal finance, and homebuyer education.

The book is a great resource for the classroom and one of the few books on credit that went through a major screening process. Craig Watts, the Public Affairs Manager at Fair Isaac, reviewed the sections on credit scoring for accuracy. Before releasing the book, 200 review copies were distributed to bank officers, real estate agents, housing counselors, professors, teachers and general consumers to get feedback in order to produce the most comprehensive book possible.
  • Table of Contents
  • Dedication
  • About the Author
  • Acknowledgements
  • Introduction
  • Chapter 1 - Credit: The Foundation of Borrowing
  • Chapter 2 - Rules to Credit Scores
  • Chapter 3 - A Second Set of Rules: The Fair Credit Reporting Act
  • Chapter 4 - The Credit Report
  • Chapter 5 - Protecting and Improving Your Credit
  • Chapter 6 - Credit Fact or Fiction
  • Chapter 7 - Repairing Credit
  • Chapter 8 - Bankruptcy page
  • Chapter 9 - Establishing Credit
  • Chapter 10 - Identity Theft
  • Chapter 11 - Mortgages and Credit
  • Appendix A: Legislation
  • Appendix B: Credit Test
  • Frequently Asked Questions
  • Appendix D: Example Letters
  • Dispute Letter To Credit Bureau
  • Request For Free Credit Report
  • Identity Theft Notification to Credit Bureaus
  • Validation of Debt Request
  • Glossary of Terms
  • Resources
  • Index
  • Ordering Information

Pages: 226
Cover: Soft
ISBN: 0-9778699-0-3
Retail Price: $24.95

Go to the book's website for more information and to order the book

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