- Group versus Individual: a case study of a rotating savings and credit
A ROSCA can be an organisational means for its members to
consolidate and control their financial resources. The selection of members of
a ROSCA is based on mutual trust among the individual members. This trust is
embedded in the socio-economic knowledge...
Money - Go -
Rounds : the importance of rotating savings and credit associations
The tradition of the ROSCA women ROSCAs empowerment Products
The microeconomics of an indigenous African institution: the ROSCA
The enduring presence and popularity of the ROSCA RoSCAs
Products and methodologies Cameroon
Sophisticated rotating saving and credit associations in Cameroon
The design and operations of ROSCAs Priority sector ROSCAs
Legal and Policy environment Cameroon
Livelihood, Savings AND Debt in a Changing world
From 14-16 May 2001 the international conference on
"Livelihood, Savings and Debt in a Changing World: Developing Anthropological
and Sociological Perspectives" will be held in Wageningen. The conference
will be organized by the Wageningen University and...
ROSCA, ASCRA and SAVA: beyond the models
Frits Bouman has done remarkable pioneer work drawing
attention to the existence and operation of the so-called informal financial
sector in rural areas in developing countries. For financial mutuals, Bouman
(1978; 1994) introduced the acronyms ROSCA...
A Critical Review of Savings Services in Africa and Elsewhere
Only the "Executive Summary" section of this
document has been made viewable. The complete document is downloadable in
either of two formats
Analysis of the Informal Credit Sector in Vietnam
Under central planning, informal financial markets in
Vietnam were repressed and information on them were very scant. The financial
liberalization in 1989 contributed to a resurgence and growth of informal
financial markets. Recent studies have revealed...
European LETS Seminar 1998 Reader
In the world around us we can see a dominance of the economy
with detrimental effects on nature & environment, social fabrics and
cultural diversity …
Building An African Credit Union
Financial ratio used for Credit Union evaluation
(Protection, Effective financial structure, Asset quality, Rate of return and
costs, Liquidity,and Signs of growth
Small Farmer Group Associations
This issue paper is the first in a series of reports
prepared by the Secretariat of the ACC Network on Rural Development and Food
Security on current issues related to rural development and food security. It
is written by FAO consultant, Michael Cracknell...
CGAP Focus Notes #15
CGAP Publications, Focus Notes, Occasional Papers, Technical
Guides, CG Working Group Papers
Overview of the Market for Microlending in South Africa: Demand and Supply
The market for credit is comprised of two main functions:
the demand for and the supply of credit products. Historically there has always
been a demand for credit that has resulted in someone supplying the service. As
there is no way to separate the supply...
Poor people need financial services. Recent success stories
in micro-finance have led to extensions and replications (some targeting the
poor, others incidentally encompassing the poor), and a literature to record
these innovations. This survey covers a...
Linking formal and informal financial intermediaries in Ghana
LINKING FORMAL AND INFORMAL FINANCIAL INTERMEDIARIES IN
GHANA: CONDITIONS FOR SUCCESS AND IMPLICATONS FOR RNR DEVELOPMENT
The KEPP initiative (not to be confused with the
better-known K-Rep), based in Thika, North of Nairobi in Kenya, is one of many
micro-finance programmes in that country. It does, however, have some unusual
features which distinguish it from most of the...
Informal Finance: Origins, Evolutionary Trends And Donor
Options, Hans Dieter Seibel, Rural Finance Adviser, International Fund For
Agricultural Development (Ifad). Ifad Rural Finance Working Paper Series, No.
A3. 1999 (Revised February 2000).The Opinions...
POVERTY, HUMAN DEVELOPMENT AND FINANCIAL SERVICES
Access to informal credit is nearly universal, while formal
credit is restricted because of risk and transaction costs. This has
consequences for human development because finance can contribute to
development by facilitating entrepreneurship among the...
The Role of Microcredit in Institutional Development
The development of microcredit programs provides an
opportunity to strengthen local institutions. Research has focused on the
design and management of microcredit programs without enough attention to the
institutional environment in which microcredit...
Microfinance in the Context of Natural Resource Management
The role of Microfinancing in Natural Resource Management
Projects for Resource-poor and Resource-adequate Target Groups
A Circle of Friends, A Web of Troubles
This article traces the role of rotating credit associations
(hui) in Chinese society over time with a focus on the social and economic
implications of their re-emergence in the post-Mao era …