Please contact APRACA-CENTRAB - centrab@pacific.net.ph directly for further details on the above courses.

Host : Production Credit Association; and Bank for Agriculture and Agricultural Cooperatives
Venue : Ayutthaya and Bangkok, Thailand
Date : January 18-29

• Introduction to Rural Financial Markets
• Identification of Financial Requirements
• Micro-Finance Products and Services
  Savings Schemes
  

  • Village base Savings Promotion
  • Voluntary Savings
  • Compulsory Savings
  Micro-Credit Schemes

  • Individual-Based Credit Technology
  • Group-Based Credit Technology
  Integrated Savings and Credit Schemes (ISCS)
  Insurance

  • Deposit Insurance
  • Insurance of Production
  • Life Insurance
  Payment and Transfer Services

  Techniques/Strategies in Designing Financial Products and Services

Host : APRACA CENTRAB
Venue : Manila and Baguio, Philippines
Date : August 16 -27

• The incidence of Poverty in Rural Areas and its Management
  • Meaning of Micro-Credit Projects
  • Government Directives, if any, in Financing
  • Credit Projects
  • Borrowers Education; Need of Credit
  • Importance of Repayment
  • Management of Assets by Borrowers
• The role of NGOs in Rural Development
• Identification of Available Resources in Selected Village of Feasible Economic Activity
• Promotion of Technical Skills and Marketing Linkages
• SHG Formation and its Importance
• Developing Linkages with NGOs and RFIs
• Role of RFIs
• Importance of Timely and Adequate Supply of Credit to Entrepreneurs
• Individual vs. Group Lending
• Repayment Programs and Enhancement of Recovery
• Village-Based Savings Promotion
• Extension of Other Village-Based Banking Activity (Making the unbankable, bankable)
• Role of Women in Rural Poverty Alleviation
• Designing Socials Surveys-Field Visit and Interaction with SHGs/NGOs/ Cooperatives
• Development of Micro-Entrepreneurs to Small and Medium Project Levels

Host : Chamnien Saranaga Institute of Agricultural and Rural Development (CIARD)
Venue : Bangkok, Thailand
Date : September 5-18

• Rural activities - their importance in economic development, problems and issues
• High Risk Transaction
• Structure of Rural Financial and Non-Financial Institutions their Role Effectiveness, Constraints, and Problems
• Effect of Government Policies
• Status and Role of Micro-Enterprises-Problems and Issues
  • Marketing
  • Rehabilitation
• Role of NGOs, Vas, SHGs, Coops in Mobilizing Savings, Credit, Linkages and Guidance on Financial, Technical Matters
• Creating Awareness of Development thru Savings and Credit, Proper Enduse of Credit, On-Time Repayment and Importance of Recycling of Funds
• Insight into Field Realities, Interface and Discussions with FIs, NGOs, Vas, and SHGs Women Entrepreneurs

Host : Bank of Ceylon
Venue : Colombo, Sri Lanka
Date : November 23 - December 3, 1999

• The Credit Plus Concept
  • Meaning of Credit Plus
  • Support Services under the Credit Plus Approach
    • Financial
    • Non-Financial
  • Issues Related to the Credit Plus Design
  • How to Measure Effectiveness of the Credit Plus Scheme
• Models of Credit Plus Schemes as Component of Existing Rural and Agricultural Projects
  • Credit Plus in a Fishery Projects
  • Credit Plus in an Agri-business Project
  • Credit Plus in an Agriculture Project
  • Credit Plus in a Forestry Project
  • Credit Plus in a Small Hill Plantation Project
  • Credit Plus in a Small Irrigation Project

Host : Chamnien Saranaga Institute of Agricultural and Rural Development (CIARD)
Venue : Bangkok, Thailand
Date : October 11-22, 1999

• Significance of Rural Development in the National Economy
• Overview of Rural Financial Institutions in Asia-Pacific
• Self-sustainability: Analysis of Financial Health
• Outreach measures: Impact, Planning, Transaction Costs, Delivery Mechanisms (including SHGs)
• Resource Analysis
• Management of Funds
• Loans and Advances Management
• Improving "Other Income": Non-Fund Business Strategies
• Motivation and Team Work (Internal/External Team Building)

TARGET PARTICIPANTS:

The training courses are of prime importance to senior and middle level officers involved in the expertise addressed in the courses.

Acceptance of nominations is subject to confirmation by APRACA CENTRAB.

METHODOLOGY:

Lecture/Discussions, Exercise, Role Play, Case Study and Field Study

COURSE REQUIREMENT:

Country/Institutional Paper

The course intends to encourage participants to exchange views and stimulate discussions. It will be helpful if the participant can prepare a 4 to 5-page report on the focus of the course he will participate in.

Language

English is used as medium of instruction. Participants are expected to have a working knowledge of the English language.

Clothing

Formal dress is more suitable for the opening and closing ceremonies. For other occasion, casual dress is all right.

ID Picture

The participants should bring a size 4.5 x 4.5 cm. colored or black and white picture for the directory of participants.

TRAINING FEE:

The course fee of US$1,830.00 per participant covers the cost of boarding and lodging for the course duration and a 2-year subscription to the APRF Journal.

Remittance may be by demand draft drawn on any New York bank or bank-to-bank transfer. APRACA CENTRAB maintains savings account no. 224-703996-4 with Philippine National Bank, Central Bank Service Unit, A. Mabini Street, Malate, Manila, Philippines.

INSURANCE:

The sending institution should cover its participants with comprehensive health insurance as APRACA CENTRAB and its co-host institutions will not be responsible for any health-related costs during the course.

FOREIGN TRAVEL REQUIREMENT:

All participants must be in possession of passports valid for at least six months with proof of onward journey, either return or thru tickets. They are advised to contact the nearest concerned Embassies in their countries for visa requirements.

CONTACT PERSON:

Please address inquiries and reservations to:

MRS. ERLINDA G. LAGMAY

Managing Director

APRACA CENTRAB

2nd Floor, Philippine National Bank

PNB Financial Center

Roxas Boulevard, Pasay City 1300

Metro Manila, Philippines

Tel/Fax No. (63-2) 551-1741

E-mail: centrab@pacific.net.ph

Return to the Training Information Page
Return to the Virtual Library on Microcredit