Grameen Bank, Bangladesh

Pilot projects that have adopted the Grameen Approach

Date Started: January, 1986
Implementing Institution:: Centre for Policy Research (USM) - Science University, Malaysia
Period of reference: June, 1991
No. of borrowers:: Male - 95; Female - 5,523; Total - 5,618
Average amount of loan: USD 166
Total loans disbursed: USD 933,680
Interest rate charged: USD 75 (fixed administrative fee for each loan)
Savings mobilization:: Group fund - USD 140,497; Emergency fund - ...; Total - 140,497
Number of centres organized: 392
Number of villages coverd: 885

Date Started: August 1988
Implementing Institution:: Rural Development Corporation or KPD IDS (Sabah)
Period of reference: June 1991
No. of borrowers:: Male - 93; Female - 1,940; Total - 2,033
Average amount of loan: USD 300
Total loans disbursed: USD 611,510
Interest rate charged: 7%
Savings mobilization:: Group fund - USD 57,150; Emergency fund - USD 21,763; Total - USD78,913
Number of centres organized: ...
Number of villages coverd: 291

Date Started: May 1989
Implementing Institution: Negros Women for Tommorrow Foundation
Period of reference: September 1991
No. of borrowers:: Male - ...; Female - 2,693; Total - 2,695
Average amount of loan: USD 49
Total loans disbursed: USD 132,138
Interest rate charged: 20%
Savings mobilization:: Group fund - USD 8,282; Emergency fund - USD 2,489; Total - USD 10,771
Number of centres organized: 108
Number of villages coverd: 51

Date Started: January 1989
Implementing Institution:: University of the Philippines
Period of reference: August 19911
No. of borrowers:: Male - ...; Female - 202; Total - 282
Average amount of loan: USD 53
Total loans disbursed: USD 14,884
Interest rate charged: 16%
Savings mobilization:: Group fund - USD 1,048; Emergency fund - USD 229; Total - USD 1,278
Number of centres organized: 17
Number of villages coverd: 16

Date Started: January 1989
Implementing Institution:: Centre for Agro-socio-econmic Research Agency for
Agricultural Research and Development, Ministry of Agriculture
Period of reference: July 1991
No. of borrowers:: Male - 40; Female - 230; Total - 270
Average amount of loan: USD 35
Total loans disbursed: UUSD 8,871
Interest rate charged: 40%
Savings mobilization:: Group fund - USD 1,523; Emergency fund - ...; Total - USD 1,523
Number of centres organized: 17
Number of villages coverd: 6

Date Started: 18 February 1989 (Staggered basis)
Implementing Institution:: Redd Barna Sri Lanka
Period of reference: June 1991
No. of borrowers:: Male - 125; Female - 1,059; Total - 1,184
Average amount of loan: USD 52
Total loans disbursed: USD 61,607
Interest rate charged: ...
Savings mobilization:: Group fund - USD 5,905; Emergency fund - USD 1,201; Total - USD 7,106
Number of centres organized: 31
Number of villages coverd: 6 districts

... Not available
USD equivalant of local currency (1990-91)
Source:: Getubig, Ismael, 1991 "Replication and scaling up of credit programmes focussing on poor women". Paper presented at the Regional Consultation on the Economic Advancement of Rural Women in Asia and the Pacific, Malaysia, 15-21 Septeber 1991. IFAD, Rome.