MicroStart: A Guide for Planning, Starting and Managing a Microfinance Programme.


T _ O_ O _ L___ K_ I _ T
II RESEARCH INTERVIEW
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RESEARCH INTERVIEW
What do you do to earn money? ___________________________
How many years have you done this? ___________________________
Year round or only in certain months? ___________________________
Do you also work at something else? ___________________________
How much do you earn after you pay your expenses? ___________________________
Do you work alone? ___________________________
How many family members help? ___________________________
How many employees? ___________________________
Do you ever borrow money for this activity? ___________________________
From whom can you borrow money?
.. family and friends, a bank
a moneylender, a supplier, a
savings group?
___________________________
How much do you borrow
and for how long?
___________________________
What interest do you pay
monthly? Weekly? Daily?
(amount usually expressed in
interest, not in value.)
___________________________
If you had money in your pocket
how would you use it to make more
money?
___________________________
If you could borrow money would you? ___________________________
How much would you borrow? ___________________________
Could you repay the loan in six months? ___________________________
In less than six months? ___________________________
In more than six months? ___________________________
Would you be willing to pay___ %
interest per month on a loan of ___ ?
___________________________
Imagine a program that issues small loans to members of borrower groups. Members of the group guarantee each other's loans. If one person is behind on a loan no one in the group can borrow any more money. To resolve this problem, sometimes the group pays the overdue loan out of their own pockets.
Do you think you would join
such a group?
___________________________

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