MicroStart: A Guide for Planning, Starting and Managing a Microfinance Programme.


CHAPTER TWO
BACK____NEXT

C. FIELD GOALS

1. The Preliminary Field Schedule
2. Sample Field Schedule and Goals

The purpose of this section is to help Field Agents plan the first six months of activities and develop a preliminary field schedule.

Before proceeding, review the general plan developed in Chapter One: Planning. The plan identified goals and objectives for several years, which can serve as a guideline to take you through your first six months.

(1) The Preliminary Field Schedule

Review your Market Plan in your written proposal. In it, you developed yearly targets. As you envision the first six months, take into account local geography and other factors which may influence how many communities your programme can reach. Next, determine how many sites a Field Agent might service in a single day.

In semi-urban areas, a Field Agent might reach as many as four communities a day. In very rural areas, a Field Agent might reach only one community a day. Your field schedule must allow time for hiring and training staff.

The following examples illustrate a Field Schedule and a Volume Estimate for an area where clients are closely clustered. The assumptions are:

Four days per week of one Field Agent are spent in the field

Total of at least 40 clients per community

  • groups are formed and certified over the course of a single month

Group certification activities occur in only one new community per month

Routine service

  • collecting payments, disbursing loans, completing paperwork
  • visiting at least two communities per day

Start-up period
hiring and training of two Field Agents at the start of the project.

(2) Sample Field Schedule and Goals

MONTH 1 2 3 4 5 6
FIELD AGENT 1 _ _ _ _ _ _
Communities in group certification stage Staff
training
1 1 1 1 1
Communities requiring routine servicing _ 0 1 2 3 4
Total communities reached _ 1 2 3 4 5
FIELD AGENT 2 _ _ _ _ _ _
Communities requiring group certification Staff
training
1 1 1 1 1
Communities requiring routine servicing _ 0 1 2 3 4
Total communities reached _ 1 2 3 4 5
Total communities reached by both agents _ 2 4 6 8 10
VOLUME GOALS _ _ _ _ _ _
New communities (1 per month per Field Agent) None 2 2 2 2 2
Total communities (Above: month to date) None 2 4 6 8 10
Groups per community (2 per community) None 2 2 2 2 2
Groups certified (Above: month to date) None 0 4 8 12 16
Clients per group (Average: 10 per group) None 10 10 10 10 10
Total clients (Above: month to date) None 0 40 80 120 160
New loans per group (8 loans per group) 8 8 8 8 8 8
Total new loans granted (Above: month to date) None 0 32 64 96 124

BACK____NEXT