The Credit Road Map Patrick Ritchie

The book educates the reader about the world of credit through short stories and examples that illustrate the facts of the credit world. It was designed to be an informative, yet interesting read. The author has been teaching and researching the world of credit for the past five years, and is based on his experiences in the banking industry. The book has been well received and is nominated for the 2007 Pulitzer Prize in non-fiction and the J. Anthony Lukas Book Prize (for a book on a current social concern). The book is very useful in the classroom when teaching about credit, personal finance, and homebuyer education. The book is a great resource for the classroom and one of the few books on credit that went through a major screening process. Craig Watts, the Public Affairs Manager at Fair Isaac, reviewed the sections on credit scoring for accuracy. Before releasing the book, 200 review copies were distributed to bank officers, real estate agents, housing counselors, professors, teachers and general consumers to get feedback in order to produce the most comprehensive book possible. Contents Table of Contents Dedication About the Author Acknowledgements Introduction Chapter 1 - Credit: The Foundation of Borrowing Chapter 2 - Rules to Credit Scores Chapter 3 - A Second Set of Rules: The Fair Credit Reporting Act Chapter 4 - The Credit Report Chapter 5 - Protecting and Improving Your Credit Chapter 6 - Credit Fact or Fiction Chapter 7 - Repairing Credit Chapter 8 - Bankruptcy page Chapter 9 - Establishing Credit Chapter 10 - Identity Theft Chapter 11 - Mortgages and Credit Appendix A: Legislation Appendix B: Credit Test Frequently Asked Questions Appendix D: Example Letters Dispute Letter To Credit Bureau Request For Free Credit Report Identity Theft Notification to Credit Bureaus Validation of Debt Request Glossary of Terms Resources Index Ordering Information

Pages: 226 Cover: Soft ISBN: 0-9778699-0-3 Retail Price: $24.95 Go to the book's website for more information and to order the book

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Hari Srinivas - hsrinivas@gdrc.org
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