Bibliography: Informal Credit Markets

INFORMAL CREDIT MARKETS

Abraham, Anita (1985), "Subsistence Credit: Survival Strategies among Traditional Fishermen" Economic and Political Weekly, Vol. XX, No.6, February 9, pp. 247-252.

ACCU (1986), "Lets Form a Co-operative" Comic Booklet. Tokyo: Asian Cultural Centre for UNESCO, 12 p.

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ADB (1990), "Informal Finance in Asia". Asian Development Outlook 1990, Manila: Asian Development Bank, pp. 187-215.

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Asian Development Bank (1983) Regional Seminar on Financing of Low-Income Housing: A Summary Report. Manila: Social Infracture Division, Asian Development Bank, 7-12 February, 54 pp.

Agabin, Meliza et. al (1989), Intergrative Report on the Informal Credit Markets in the Philippines. Manila: Working Paper Series no. 89-10, Philippine Institute for Development Studies, June, 92 pp.

Agabin, Meliza (1988), A Review of Policies Impinging on the Informal Credit Markets. Manila: Working Paper Series no. 88-12, Philippine Institute for Development Studies, June, 95 pp.

Amin, A.T.M. (1986), The Urban Informal Credit Markets in Bangladesh, Dakka: Unpublished Study Outline submitted to Asian Development Bank, Bangladesh Institute of Development Studies, 10 pp.

Angel, Shlomo, J.H. de Goede and Ramon Sevilla (1978), "Sharing the Risk of Being Poor: Communal Savings Games in Bangkok" Journal of the Siam Society, Vol.66, Part 2, July, pp. 123-145.

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Ashe, Jeffrey (1985), "Extending Credit and Technical Assistence to the Smallest Enterprises" in Ray Brompley [eds], Planning for Small Enterprises in the Thrid World. Oxford: Pergamon Press, pp. 277-247

Bautista, Romeo M. amd Mario Lamberte (1990), Comparetive Savings Behaviour of Rural and Urban Households in the Philippines. Manila: Working Paper Series no. 90-15, Philippine Institute for Development Studies, June, 32 pp.

Bedard, Guy (1989), Fighting Poverty Through Self-Help. Report of the Third International Conference held in Feldafing, September 29 - October 5, 1989. Bonn: Deutsche Stiftung fur internationale Entwicklung (DSE), 150 p.

Bedard, Guy et. al (1986), The Importance of Savings for Fighting Against Poverty by Self-Help. Volume I. Report of a Workshop held in Bonn, June 18-20, 1986. Bonn: Deutsche Stiftung fur internationale Entwicklung (DSE), 116 pp.

Bedard, Guy et. al (1986), The Importance of Savings for Fighting Against Poverty by Self-Help. Volume II. Report of a Workshop held in Bonn, June 18-20, 1986, Bonn: Deutsche Stiftung fur internationale Entwicklung (DSE), 268 pp.

Bedard, Guy (1988), Savings and Credit as Instruments of Self-Reliant Development of the Poor. Proceedings of an International Workshop held in Feldafing, January 25-28, 1988. Bonn: Deutsche Stiftung fur internationale Entwicklung (DSE), 208 pp.

Berger, Marguerite (1989), "Giving Women Credit: The Strengths and Limitations of Credit as a Tool for Alleviating Poverty" World Development, Volume 17, Number 7, pp. 1017-1032.

BIDS (1986). Informal Credit Market in Bangladesh - A Review of Literature and a Study Outline Dakka: Unpublished Study Outline submitted to Asian Development Bank, Bangladesh Institute of Development Studies, 36 pp.

Bottemley, Antony (19--), "The Cost of Administring Private Loans in Underdeveloped Rural Areas", Economic Development and Cultural Change,

Bouman, F.A.J. (1979), "The ROSCA: Financial Technology of an Informal Savings and Credit Institution in Developing Economies". Savings and Development, Volume III, Number 4, pp. 253-276

Bouman, F.A.J. and O. Hospes (1994) [eds.] Financial Landscapes Reconstructed: The Fine Art of Mapping Development Westview Press, Boulder. 418pp

Bromley, Ray, "Working in the Streets: Survival Strategy, Necessity or Unaviodable Evil ?" in Gugler, Joseph (eds.) Urbanization in the Thrid World. ....pp. 161-182.

Burkett, Paul (1989), "Group Lending Programs and Rural Finance in Developing Countries". Savings and Development, Volume XIII, Number 4, pp.401-419

CamCCUL (n.d.), What is a Credit Union. Information Booklet. Bamenda, Cameroon: Cameroon Cooperative Credit Union Legue, 6 p.

Chandavarkar, A.G. (1985). "Non-Institutional Financial Sector in Developing Countries". Savings and Development, Volume IX, Number 2, pp. 129-141.

Charbonneau, Al (1988), "Structure and Role of the World Council of Credit Unions and the International Credit Union Movement in the Financial Sector Development". Paper presented at the Symposium on Capital Markets and Cooperative Sector, n.d., 8 p.

Chavez, R.A. and C. Gonzalez-Vega (1995), "The Design of Successful Rural Financial Intermediaries: Evidence from Indonesia", World Development Vol. 24, No. 1, January.

Chen, Marty (1983). The Working Women's Forum: Organizing for Credit and Change. SEEDS Pamphlet no. 6.

CHF (1992) A Livable Environment: Financing Sanitation in the Urban Settlements of Honduras . CHF Fact Sheet 6. Washington D.C.: Cooperative Housing Foundation 4 pp.

CHF (1988) Banking on the Barrios: Financing Shelter and Jobs for Low-Income Families in Honduras. CHF Fact Sheet 3. June, 1988. Washington D.C.: Cooperative Housing Foundation 4 pp.

CUNA (1983), What Everyone Should Know About Credit Unions. Information Booklet. Madison, WI: Credit Union National Association, 15 p.

Das-Gupta et.al (1989), Urban Informal Credit Markets in India. New Delhi: National Institute of Public Finance and Policy, February, 585 pp.

Das-Gupta et.al (1989), Report on Informal Credit Markets in India: Summary. New Delhi: National Institute of Public Finance and Policy, August, 140 pp.

Diatta, Kalilou (1986) "Savings, Credit and Solidarity in the Balantes Tribe". IRED Forum, no.30, January-March.

Esguerra, Emmanuel F. (1987), Can Informal Lenders be Co-opted into Government Credit Programs ? Manila: Working Paper Series no. 87-03, Philippine Institute for Development Studies, April, 25 pp.

Geertz, Clifford (19--), "The Rotating Credit Association: A Middle Rung in Development", Economic Development and Cultural Change,

Germidis, Dimitri (1990). "Interlinking the Formal and Informal Financial Sectors in Developing Countries" Savings and Development, Volume XIV, Number 1, pp. 5-21

Germidis, Dimitri, Denis Kessler and Rachel Meghir (1991), Financial Systems and Development: What Role for the Formal and Informal Financial Sectors? Development Centre Studies. Paris: OECD

Ghate, P.B. (1990), Informal Finance: Some Findings from Asia. Manila: Economics and Development Resource Center, Asian Development Bank, October, 170 pp.

Ghate, P.B. (1988), "Informal Credit Markets in Asian Developing Countries" Asian Development Review, Vol. 6, No.1, pp. 64-85.

Goetz, A.M. and R. Sen Gupta (1995) , "Who Takes the Credit? Gender, Power, and Control Over Loan Use in Rural Credit Programmes in Bangladesh" World Development Vol. 24, No. 1 January 1995

Gosh, Arun (1989), "Informal Sector Saving Potential". Economic and Political Weekly, April 1, pp. 652-653.

Government of Karnataka (1982) The Chit Funds Act, 1982. Bangalore: Government of Karnataka Press, 62 p.

Government of Karnataka (1968) The Karnataka Societies Registration Act with Rules 1961 Bangalore: Government of Karnataka Press, 23 p.

Government of Karnataka (1962) The Karnataka Money-Lenders Act with Rules 1961 Bangalore: Government of Karnataka Press, 60 p.

Government of Karnataka ((1961). The Karnataka Pawn Brokers Act, 1961. Bangalore: Government of Karnataka Press, 38 p.

Grameen Bank (1988), "16 Rules of Grameen Bank". IRED Forum, No.28.

de Groot, Han and Otto Hospes (1988), Policy Guidelines for NGOs Involved in Savings and Credit Schemes. The Hague: Nederlandse Organisatie voor Internationale Ontwikkelingssamenwerking (NOVIB), June, 38 pp.

Gupta, Anil (1987), "Banks-NGO-Poor Interface in Backward Regions: Alternatives for Action". Draft Journal Article.

Herlihy, Nora (1973), Credit Union: Question Time. Information Booklet. Dublin: Irish League of Credit Unions, 29 p.

Heussen, Hejo, Bernd Breuer and Lore Wellman (1987), Promotion of Self-Help by Savings Banks: A Dialogue Programme. Bonn: Deutsche Stiftung fur internationale Entwicklung (DSE) , 143 p.

Hospes, Otto (1996), People That Count: Changing Savings and Credit Practices in Ambon, Indonesia. Amsterdam: Thesis Publishers, 299 p.

ICUL (n.d.), How to Start a Credit Union. Information Booklet. Oak Brook, Ill: Illinois Credit Union League, 12 p.

Iqubal, Farukh (1988), "The Determinants of Money Lender Interest Rates: Evidence from Rural India" The Journal of Development Studies, Volume 24, Number 3, April, pp. 364-378.

IRED Forum (1989), "`Papa' or `Mama' Cards: An Innovative way of Credit" IRED Forum, Number 31, April-June, p.

Jain, P.S. (1995), "Managing Credit for the Rural Poor: Lessons from the Grameen Bank" World Development Vol. 24, No. 1, January.

Jha, Gangadhar (1984), "Revolving Fund as a Technique of Financing Land Development: A Critique" Naraglok, Vol.16, No.4, October-December, pp. 63-78.

Jones, J.H.M. "Jain Shopkeepers and Moneylenders: Rural Informal Credit networks in South Rajasthan." The Assembly of Listeners. Ed. Carrithers and Humphrey. Cambridge: CUP, 1991. 109-138.

Keyes, William J. (1983), Freedom to Build - Philippines: Experience with the Freedom to Build Project at Dasmarinas, 1976-1982. Bangkok: HSD Research Report no. 3, Division of Human Settlements Development, Asian Institute of Technology, Bangkok, 58 pp.

Kropp, Erhard et. al (1989), Linking Self-Help Groups and Banks in Developing Countries. Eschborn, Germany: Deutsche Gesellschaft fur Technische Zusammenarbeit (GTZ), 155 p.

KSCB (...), Seed Capital for Co-operative Effort. Bangalore: Karnataka Slum Clearance Board, n.d., 14 pp.

Kui, Ng Beoy (1985) Some Aspects of the Informal Sector in the SEACEM Countries. Staff Papers no. 10, Kuala Lumpur: SEACEN Research and Training Centre, South East Asian Central Banks, 46 pp.

Lamberte, Mario B. and Ma. Theresa Bunda (1988), The Financial Markets in Low-Income Urban Communities: The Case of Sapang Palay. Working Paper Series no. 88-05. Manila: Philippine Institute for Development Studies, March, 81 pp.

Lamberte, Mario (1988) Urban Informal Credit Markets: An Intergrative Report. Working Paper Series no. 88-25, Manila: Philippine Institute for Development Studies, June, 48 pp.

Lamberte, Mario and Jozen Balboza (1988) Informal Savings and Credit Institutions in Urban Aras: The Case of Cooperative Credit Unions. Working Paper Series no. 88-06. Manila: Philippine Institute for Development Studies, June, 155 pp.

Lamberte, Mario (1988). An Analysis of the Role of Pawnshops in the Financial System. Manila: Working Paper Series no. 88-07, Philippine Institute for Development Studies, June, 36 pp.

Lamberte, Mario amd Anita Abad-Jose (1988) The Manufacturing Sector and Informal Credit Markets: The Case of Trade Credits in the Footwear Industry. Manila: Working Paper Series no. 88-07, Philippine Institute for Development Studies, June, 132 pp.

Lamberte, Mario and Joven Balbosa (1988). The manufacturing Sector and the Credit Institutions in the Urban Areas: The Case of Cooperative Credit Unions . Manila: Working Paper Series no. 88-06, Philippine Institute for Development Studies, June, 92 pp.

Lall, V.D. (1988), "Savings in the Midst of Urban Poverty: Need for a New Approach to Assess Urban Poverty" Nagarlok Vol XX, No.4, October-December, pp. 11-21.

Lava, Adia et.al (1989) Case Studies on the Monitoring of Informal Credit Markets. Manila: Working Paper Series no. 89-13, Philippine Institute for Development Studies, June, 59 pp.

Lele, Uma (1981), "Co-operatives and the Poor: A Comperative Perspective" World Development, Volume 9, pp 55-72.

Lindauer, David L. and Ann D. Velenchik (1992), "Government Spending in Developing Countries: Trends, Causes and Consequences". The World Bank Research Observer, Volume 7, Number 1, January, pp. 58-78.

Lycette, Margaret (1984), Improving Women's Access to Credit in the Third World: Policy and Project Recommendations. ICRW Occasional Paper No. 1. Washington D.C.: International Centre for Research on Women, 26 p.

Madeley, John (1984), "Giving Credit where it's Due: Banking on the Landless in Bangladesh". Ideas and Action, Volume 6, No.159,

Mahadevan, Ashok (1992), "Banking on the Poor". Reader's Digest, October, pp. 37-42.

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Marudachalam, V.M. (1991), "Slum Finance in Madras, India" Habitat International, Vol. 15, No.1/2, pp. 239-246.

Meghir, Rachel (1991), "Formal and Informal Financial Support for Small and Micro-Enterprises" Development - Journal of the Society for International Development. Issue no.1, pp. 102-108

Miracle, Marvin P., Diane S. Miracle and Laurie Cohen (1980), "Informal Savings Mobilization in Africa" Economic Development and Cultural Change, Vol. 28, No. 4, July, pp. 701-724.

Moghal, Parvez Iqbal (1975), People's Housing Resources: Preconditions for the Stimulation of Domestic Resources in Popular Housing in Bangkok, Thailand. Unpublished Master's degree thesis - HSD Thesis no. 1183. Bangkok: Division Human Settlements Development, Asian Institute of Technology.

Monteil, Peter J et.al (1993). Informal Financial Markets in Developing Countries: A Macroeconomic Analysis. Oxford: Blackwell and Co.

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Msewa, Filbert D. (1986). How to Manage a Savings and Credit Cooperative. Lilongwe, Malawi: Malawi Union of Savings and Credit Co-operatives, 40 p.

Munjee, Naseer M. (1993), "Housing Finance Ideas, Paradigms and Coalition". SELAVIP, April, 1993.

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NBARD (1992), Guidelines for the Pilot Project for Linking Banks with Self-Help Groups: Circullar to All Commercial Banks. Development Policy Department, Circular no. DPD/104 dated 26 February, 1992.Bombay: National Bank for Agriculture and Rural Development.

NCUA (1984), Volunteer Organizers' Guide. Washington D.C.: National Credit Union Administration, 31 p.

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Rajshekar D. (1993), "Structural Adjustment Programme and Co-ops" Financial Express Tuesday, June 1 1993.

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Sendartne, Nimal and S.M.P. Senanayake (1989), "The Structure of Sri Lanka's Informal Financial Markets: Lessons of Experience" Upanathi, Volume 4, Numbers 1 and 2, pp. 125-160.

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Yunus, Mohammad (1992). Grameen Bank - Experiences and Reflections. Dhaka: Grameen bank, 23 pp.


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